Advice Center Blog

Four Reasons to Get a New TDECU Credit Card

SUMMARY: Learn how opening a new TDECU credit card account can help you lower debt, improv...

What's a Good Debt to Income Ratio (DTI) for a Car Loan?

SUMMARY: Lenders look at more than your credit history when approving loans. Understand wh...

How Does the Decline in New Car Inventory Affect New Car Loans?

SUMMARY: The pandemic has led to an unprecedented disruption of the global supply chain, r...

So You Want a New Car. Is Now a Terrible Time?

SUMMARY: New cars may be in short supply, but with lower interest rates on new car loans i...

How Long Does Debt Stay On Your Credit Report?

SUMMARY: Learn about the different types of debt, how long debt remains on your credit rep...

Why Did My Credit Score Drop?

SUMMARY: Find out the common factors that can cause your credit score to decrease, as well...

What is Credit Repair?

SUMMARY: Is your credit in disarray? TDECU has some advice to help you improve or correct ...

Six Tips for Paying Off Credit Card Debt Fast

SUMMARY: Do you have credit card debt? These six steps from TDECU will help you pay it off...

Do Collection Agencies Report to Credit Bureaus?

SUMMARY: Our experts explain when collection agencies report debt to credit bureaus, how c...