Are you among the quarter of Americans who have experienced debit card fraud?According to creditcards.com in 2014 the U.S. was among the top five countries in the world with the highest rates of compromised debit card accounts over a five-year period (Holmes). Sure, debit cards offer consumers convenience, but security has remained an issue for 35 percent of Americans in the same 2014 survey (
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You’ve heard of Robo-cop. You’ve probably heard of Japanese Robo-dogs. But what exactly is Robo-advising?
As the name suggests, robo-advising is a new type of online financial service that provides advice on aspects of portfolio management. The solutions are generated automatically from algorithms that have actually been part of traditional portfolio management for years. Now these algorithms are the sole driver, whereas in the past they were used along with a personal advisor as part of a broader service. With robo-advisors, there’s no human counterpart on the other end.
Has this ever happened to you? You are in a rush. You run out the door with your belongings, jump into the car, and then you realize you left that all-important-something in the house. Rather than lock the car while you run into the house for “just a second”, you leave it unlocked (maybe with the motor running) with your pocketbook and other belongings on the seat or floorboard. You think, “What could possibly happen in just a few seconds?”
According to the U.S. Census Bureau, homeownership among Americans at the end of the first quarter 2016 reached 63.5% (Callis and Kresin, census.gov). When it comes to selling your property a real estate agent will represent and protect your interests.
Your home is probably the most expensive purchase you will make during your lifetime. Selecting the right real estate professional to help sell it is as important as selecting the right candidate for a job you want done well. The recommended approach is to meet with a few different listing agents and treat your visit as a fact-finding interview session. Here are five questions to ask prospective agents.
When any type of disaster hits close to home, your immediate concern is personal safety. Once you
and your loved ones are out of harm’s way and the recovery process begins, important documentation such as insurance policies, birth certificates, medical and prescription information, pet records and personal and business contacts will be needed to get you back on course. Protecting these sensitive documents before a disaster hits is a critical step in being prepared. The following checklist will help you get organized.