Advice Center Blog

So You Want a New Car. Is Now a Terrible Time?

SUMMARY: New cars may be in short supply, but with lower interest rates on new car loans i...

How Long Does Debt Stay On Your Credit Report?

SUMMARY: Learn about the different types of debt, how long debt remains on your credit rep...

Why Did My Credit Score Drop?

SUMMARY: Find out the common factors that can cause your credit score to decrease, as well...

What is Credit Repair?

SUMMARY: Is your credit in disarray? TDECU has some advice to help you improve or correct ...

Six Tips for Paying Off Credit Card Debt Fast

SUMMARY: Do you have credit card debt? These six steps from TDECU will help you pay it off...

Do Collection Agencies Report to Credit Bureaus?

SUMMARY: Our experts explain when collection agencies report debt to credit bureaus, how c...

Cosigning and Credit

SUMMARY: Learn what it means to cosign a loan and how it affects your credit.  Understand ...

When Do Collections Fall Off Your Credit Report?

SUMMARY: Learn about the impact of collection accounts on your credit report, how long the...

How to Fix a Closed Credit Card Account

SUMMARY: Learn how a closed credit card account affects your credit score and what you can...